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    pastor1189's Avatar
    pastor1189 Posts: 1,538, Reputation: 3
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    #1

    Oct 14, 2012, 05:59 AM
    State Farm
    Keep sending me forms to save on my premium. From the main office.
    Not from my local agent. This time they save me $6.00 over six months.
    Wow. Never had any accident.

    But I have been told State Farm is the best. And they strive to help you
    In the worst way.
    tickle's Avatar
    tickle Posts: 23,796, Reputation: 2674
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    #2

    Oct 14, 2012, 06:29 AM
    So what is your question, pastor ?
    pastor1189's Avatar
    pastor1189 Posts: 1,538, Reputation: 3
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    #3

    Oct 14, 2012, 06:53 AM
    Is $6.00 over six months a bargain
    tickle's Avatar
    tickle Posts: 23,796, Reputation: 2674
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    #4

    Oct 14, 2012, 07:06 AM
    Anything, any saving from an insurance company is a bargain, as far as I am concerned. Why, are you thinking of rejecting their offer because you don't think its enough ?

    By the way, State Farm has never had a good reputation in Canada.

    Our rates in Ontario are sky high, even for good drivers with no citations or accidents.
    pastor1189's Avatar
    pastor1189 Posts: 1,538, Reputation: 3
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    #5

    Oct 14, 2012, 07:27 AM
    Okay I will be paying $645.00 for six months. Full coverage and road service and rental
    J_9's Avatar
    J_9 Posts: 40,298, Reputation: 5646
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    #6

    Oct 14, 2012, 07:29 AM
    So you will be saving $1 a month?
    tickle's Avatar
    tickle Posts: 23,796, Reputation: 2674
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    #7

    Oct 14, 2012, 07:41 AM
    Do you have too much coverage? Not an odd question because most people pay premium for a low comprehensive deductible, such as $100, whereas 250 is appropriate.

    You are paying a whopping premium for the year. Mine is much lower then that, just over half of yours with enough coverage to make me feel comfortable. But then, over fifty with a good driving record gives you a decent break. If my insurance company offered me a saving, of even one dollar a month, I would not pass it up.
    pastor1189's Avatar
    pastor1189 Posts: 1,538, Reputation: 3
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    #8

    Oct 14, 2012, 08:17 AM
    Quote Originally Posted by tickle View Post
    Do you have too much coverage? Not an odd question because most people pay premium for a low comprehensive deductible, such as $100, whereas 250 is appropriate.

    You are paying a whopping premium for the year. Mine is much lower then that, just over half of yours with enough coverage to make me feel comfortable. But then, over fifty with a good driving record gives you a decent break. If my insurance company offered me a saving, of even one dollar a month, I would not pass it up.
    I am 73 and my son does much of the driving he is 30. Have a $500.00
    Collision deductible. South Florida . Monthly payment was $113.00 now it will be $107.00 I guess laissez-faire Thanks
    Wondergirl's Avatar
    Wondergirl Posts: 39,354, Reputation: 5431
    Jobs & Parenting Expert
     
    #9

    Oct 14, 2012, 08:38 AM
    I have had SF since 1967 and used to work for them. Your premium sounds awfully high.
    pastor1189's Avatar
    pastor1189 Posts: 1,538, Reputation: 3
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    #10

    Oct 14, 2012, 08:49 AM
    Thanks

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