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    babs6111's Avatar
    babs6111 Posts: 1, Reputation: 1
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    #1

    Mar 18, 2010, 11:51 AM
    Attachment of bank acct
    My bank account was attached by a law firm representing a credit card company. My account had 323.00 in it. The attachment says my account now is in the negative of -12,0000. Can the law firm do this. If I don't pay, can I close the bank account out ? The account is over 4 years old in PA. Can they attach my pay from work if it is a direct deposit. They left me the judge order in my mailbox. It was never sent certified.
    this8384's Avatar
    this8384 Posts: 4,564, Reputation: 485
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    #2

    Mar 22, 2010, 12:25 PM
    Quote Originally Posted by babs6111 View Post
    My bank account was attached by a law firm representing a credit card company. My account had 323.00 in it. The attachment says my account now is in the negative of -12,0000. Can the law firm do this. If I don't pay, can I close the bank account out ? The account is over 4 years old in PA. Can they attach my pay from work if it is a direct deposit. They left me the judge order in my mailbox. It was never sent certified.
    They don't have to serve you with a judgment. They have to serve you with a summons so that you have the chance to appear in court and defend yourself - if you don't show up for court, a default judgment will be granted against you, which is what I suspect happened in this situation.

    I'm not quite clear on how much money your account is negative at this point. I assume that "-12,0000" is a typo. I certainly hope you're not implying that the bank gave away twelve thousand dollars($12,000).

    Yes, if your paycheck is direct deposit and they have frozen your account, whatever money goes in becomes "theirs."

    When you say that the account is over 4 years old, are you referring to your bank account or the collections account?

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