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    WorriedMom88's Avatar
    WorriedMom88 Posts: 3, Reputation: 1
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    #1

    Sep 22, 2012, 04:15 PM
    Marital home
    I live in TN and I got remarried 2 1/2 years ago and I have 5 children from my first marriage and they live with us. My husband and I bought a home 2 years ago and the mortgage is in his name but, I'm listed on the deed. He is retired military and I'm a homemaker and unfortunately we are unable to make our marriage work. We have agreed that I should remain in the home and pay the mortgage. Right now he is agreeable to this but I want to know if we divorce I can stay in the marital home. He is moving out but I want to make sure that my children will not be homeless if he changes his mind
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
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    #2

    Sep 22, 2012, 04:28 PM
    If you are on the deed, then you own a share of the home. The home has to be disposed of according to a divorce settlement. So he just can't change his mind.
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #3

    Sep 22, 2012, 04:29 PM
    Quote Originally Posted by WorriedMom88 View Post
    I live in TN and I got remarried 2 1/2 years ago and I have 5 children from my first marriage and they live with us. My husband and I bought a home 2 years ago and the mortgage is in his name but, I'm listed on the deed. He is retired military and I'm a homemaker and unfortunately we are unable to make our marriage work. We have agreed that I should remain in the home and pay the mortgage. Right now he is agreeable to this but I want to know if we divorce I can stay in the marital home. He is moving out but I want to make sure that my children will not be homeless if he changes his mind

    It depends on what you and your husband agree to AND what the Court orders. There is no "simple" answer. He was foolish if he is solely responsible for the mortgage but you are a co-owner (on the Deed).

    Yes, you can stay in the home - you are co-owners. These situations can be a legal nightmare because, in theory, one of you has to buy the other person out.
    WorriedMom88's Avatar
    WorriedMom88 Posts: 3, Reputation: 1
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    #4

    Sep 22, 2012, 06:48 PM
    Quote Originally Posted by JudyKayTee View Post
    It depends on what you and your husband agree to AND what the Court orders. There is no "simple" answer. He was foolish if he is solely responsible for the mortgage but you are a co-owner (on the Deed).

    Yes, you can stay in the home - you are co-owners. These situations can be a legal nightmare because, in theory, one of you has to buy the other person out.
    The reason he agreed to this in the first place is I rented this home before he moved in and then we bought it. Also, I have 3 minor children that he did not want to disrupt their lives.

    I thank you both for the answers it helps to relieve some of the stress for me to know that I have options.
    AK lawyer's Avatar
    AK lawyer Posts: 12,592, Reputation: 977
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    #5

    Sep 22, 2012, 07:10 PM
    Quote Originally Posted by WorriedMom88 View Post
    ... My husband and I bought a home 2 years ago and the mortgage is in his name but, I'm listed on the deed. ...
    How did that happen? I find it very difficult that the lender would have agreed to this arrangement.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #6

    Sep 22, 2012, 08:01 PM
    So in TN, you and he get an attorney, write all of this down, in a divorce agreemeng, sign it and file it with the court.

    See no reason the judge will not agree. Husband can change mind anytime before the judge signs it.
    WorriedMom88's Avatar
    WorriedMom88 Posts: 3, Reputation: 1
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    #7

    Sep 23, 2012, 09:24 AM
    Quote Originally Posted by Fr_Chuck View Post
    So in TN, you and he get an attorney, write all of tihs down, in a divorce agreemeng, sign it and file it with the court.

    See no reason the judge will not agree. Husband can change mind anytime before the judge signs it.
    I'm trying to get him to sign a separation agreement at this time because he wants to work on the marriage before going straight to a divorce. My problem is he does not want to put anything into writing one moment and the next he is willing to sign a separation agreement.
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #8

    Sep 23, 2012, 09:26 AM
    Quote Originally Posted by WorriedMom88 View Post
    I'm trying to get him to sign a separation agreement at this time because he wants to work on the marriage before going straight to a divorce. My problem is he does not want to put anything into writing one moment and the next he is willing to sign a separation agreement.

    Not unusual - and if the agreement is prepared by the two of you without researching the law and your individual "rights" it is entirely possible that it will not withstand scrutiny at the time of the divorce.

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