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RJman4140 · Oct 22, 2009, 10:59 AM

I own a lot here in the state of South Carolina. My question is it says on the deed now that was passed to me at closing: (Limited/Special Warranty Deed). I was thinking about building on this lot. Can I go and build a house on this property with that type of deed? It was sold to me by a guy that had a tax deed to it. :confused:

LisaB4657 · Oct 22, 2009, 11:01 AM

I wouldn't even think about building on the lot until I had a title insurance policy that said title was completely clear. You can call a local title agency and order a search.

RJman4140 · Oct 22, 2009, 11:11 AM

Originally Posted by LisaB4657

I wouldn't even think about building on the lot until I had a title insurance policy that said title was completely clear. You can call a local title agency and order a search.

The title insurance policy says it made an exception to the tax deed from the treasurer office of this county. Is there any way to just do a quick claim deed on it now? I know the answer is to move for queit title but the cost for a lawyer to do that in my area is around $2k I only paid $2k for it.. lol I know nothing has sold around there for much more than $2,500.00. Just not sure what to do in this situation.

LisaB4657 · Oct 22, 2009, 11:23 AM

If there is an exception for a deed that's in your chain of title then you don't have very clear title. A quiet title action is the only way to clear it. Doing a quit claim deed won't help.

Why not check into doing the quiet title action yourself? You can probably get the procedure and forms from the court clerk or even online.

RJman4140 · Oct 22, 2009, 11:28 AM

Originally Posted by LisaB4657

If there is an exception for a deed that's in your chain of title then you don't have very clear title. A quiet title action is the only way to clear it. Doing a quit claim deed won't help.

Why not check into doing the quiet title action yourself? You can probably get the procedure and forms from the court clerk or even online.

Wow! OK I didn't realize they would give you the procedure at the clerk's office. How would I find it online?

LisaB4657 · Oct 22, 2009, 11:30 AM

They "may" give it to you. Try.

Or try Google

RJman4140 · Oct 22, 2009, 11:33 AM

Originally Posted by LisaB4657

They "may" give it to you. Try.

Or try Google

OK I will Thank you so much for your insight! :)

LisaB4657 · Oct 22, 2009, 11:35 AM

My pleasure! Good luck!