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    David176's Avatar
    David176 Posts: 1, Reputation: 1
    New Member
     
    #1

    Feb 3, 2007, 09:58 AM
    Debt collectors
    Is there a time limit to collecting a debt?
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
    Uber Member
     
    #2

    Feb 3, 2007, 11:33 AM
    Hello David - Hello Harry... you should meet, and... maybe marry...

    Ok, forget that.

    David: Depending on where you live, there is a time limit on suing you. There is NO time limit to your promise to pay it back.

    Harry (I mean Barbara): It really depends on how YOU want to figure it. Google the term "amortization table". You'll find websites that will let you input your own numbers. They'll tell you how much to charge every month and how that money is to be allocated.

    excon
    cenise's Avatar
    cenise Posts: 3, Reputation: 1
    New Member
     
    #3

    Feb 13, 2007, 07:00 AM
    Quote Originally Posted by David176
    is there a time limit to collecting a debt?
    Im not sure how long it is, but I owed a credit card debt since the early 2000's and now my job check is being garnished. So if there's no payments made then they're take what they can. And one of my bank accounts was frozen because of this.
    slowandeasy's Avatar
    slowandeasy Posts: 353, Reputation: 14
    Full Member
     
    #4

    Feb 13, 2007, 08:53 AM
    Hi David

    How long has your bank account been frozen? Was it before or after the garnshiment?

    Slow and easy
    cenise's Avatar
    cenise Posts: 3, Reputation: 1
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    #5

    Feb 13, 2007, 12:59 PM
    The account has been frozen since September or October of 2006. And the account was frozen before the garnishment. And now I have another account, but I don't know if they will come for this one too
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
     
    #6

    Feb 13, 2007, 02:06 PM
    Quote Originally Posted by cenise
    The account has been frozen since september or october of 2006. And the account was frozen before the garnishment. and now i have another account, but i dont know if they will come for this one too
    Eventually, they will find out about it too.
    slowandeasy's Avatar
    slowandeasy Posts: 353, Reputation: 14
    Full Member
     
    #7

    Feb 15, 2007, 09:57 AM
    Quote Originally Posted by cenise
    The account has been frozen since september or october of 2006. And the account was frozen before the garnishment. and now i have another account, but i dont know if they will come for this one too
    That's a long time for an account to stay frozen maybe you should consider filing bankruptcy
    I do not know all of your cirumstances but if it was me and I had an account frozen and my check garnished I would be talking to an attorney I know it can be difficult trying to live like that at least talk to an attorney to get some advice

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