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-   -   Debt collectors (https://www.askmehelpdesk.com/showthread.php?t=59730)

  • Feb 3, 2007, 09:58 AM
    David176
    Debt collectors
    Is there a time limit to collecting a debt?
  • Feb 3, 2007, 11:33 AM
    excon
    Hello David - Hello Harry... you should meet, and... maybe marry...

    Ok, forget that.

    David: Depending on where you live, there is a time limit on suing you. There is NO time limit to your promise to pay it back.

    Harry (I mean Barbara): It really depends on how YOU want to figure it. Google the term "amortization table". You'll find websites that will let you input your own numbers. They'll tell you how much to charge every month and how that money is to be allocated.

    excon
  • Feb 13, 2007, 07:00 AM
    cenise
    Quote:

    Originally Posted by David176
    is there a time limit to collecting a debt?

    Im not sure how long it is, but I owed a credit card debt since the early 2000's and now my job check is being garnished. So if there's no payments made then they're take what they can. And one of my bank accounts was frozen because of this.
  • Feb 13, 2007, 08:53 AM
    slowandeasy
    Hi David

    How long has your bank account been frozen? Was it before or after the garnshiment?

    Slow and easy
  • Feb 13, 2007, 12:59 PM
    cenise
    The account has been frozen since September or October of 2006. And the account was frozen before the garnishment. And now I have another account, but I don't know if they will come for this one too
  • Feb 13, 2007, 02:06 PM
    ScottGem
    Quote:

    Originally Posted by cenise
    The account has been frozen since september or october of 2006. And the account was frozen before the garnishment. and now i have another account, but i dont know if they will come for this one too

    Eventually, they will find out about it too.
  • Feb 15, 2007, 09:57 AM
    slowandeasy
    Quote:

    Originally Posted by cenise
    The account has been frozen since september or october of 2006. And the account was frozen before the garnishment. and now i have another account, but i dont know if they will come for this one too

    That's a long time for an account to stay frozen maybe you should consider filing bankruptcy
    I do not know all of your cirumstances but if it was me and I had an account frozen and my check garnished I would be talking to an attorney I know it can be difficult trying to live like that at least talk to an attorney to get some advice

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