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    drsmucker's Avatar
    drsmucker Posts: 3, Reputation: 1
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    #1

    Feb 16, 2011, 08:53 PM
    I have a court date set for march 7 for a credit card I owe what are my options
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Feb 16, 2011, 08:55 PM

    Prove you don't owe it

    Prove it is too old to correct ( no idea, since you gave no info)

    Show how you asked for and offered various payment plans but they were refused, ( no idea what you did or did not do)

    Or merely appear and be sure the amounts are right and lose
    drsmucker's Avatar
    drsmucker Posts: 3, Reputation: 1
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    #3

    Feb 16, 2011, 08:59 PM
    Comment on Fr_Chuck's post
    I will have the money no later than march 30 do I still have to appear in court if I am going to pay it and what happens if I pay in full after the court date.
    drsmucker's Avatar
    drsmucker Posts: 3, Reputation: 1
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    #4

    Feb 16, 2011, 09:16 PM
    Do I need to appear in court for a credit card if I pay it off after the court date
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #5

    Feb 16, 2011, 09:30 PM

    If you don't appear in court for a credit card debt, they will win by default, in addition to the credit card debt you will owe court fees, attorney fees, and more.

    But no you don't ever have to appear in court,
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
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    #6

    Feb 17, 2011, 04:55 AM

    First, please don't start a new thread over the same issue. Second, please use the Answer options to add follow-up info or questions.

    It is not a good idea to ignore a court date. If you believe you will have the money by March 30, then go to the plaintiff and negotiate a settlement where they will allow a continuance until then.
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