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    tnbelle's Avatar
    tnbelle Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Aug 12, 2009, 01:26 PM
    I'm late on 1 payment and now they are suing
    I have been making payments monthly since December on some tires I had bought. No payment agreement was ever signed however I've acknowledged. With the kids starting school, finances were extremely strained in July and I was unable to make a payment on time. Within a 3-5 day span, I began to receive 5-14 calls a day at work about the payment. Even one of my co-workers whose husband works at the tire place came to me, at work, asking me for a payment. Of course by now I'm about to pull my hair out because of the way I was being treated when I couldn't make payment when they said. Today, I received a summons for the balance plus court cost. How is this fair and is this legal?
    epawls's Avatar
    epawls Posts: 103, Reputation: 16
    Junior Member
    		  
    #2

    Aug 12, 2009, 02:24 PM
    Do an internet search for fair debt collections practices act.

    It sounds like this company is utilizing unfair debt collection techniques. One month behind hardly delegates a civil suit.

    How did you "buy" the tires without signing any type of credit application?

    Did someone lend you money for these tires?
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