[hugmeluv]

In 2002 I brought a used van from a dealership for 5.500 there was a problem with the no fault insurance the dealer told me I could get no fault people do it all the time since I told him I could not afford the full coverage and let me take the car but then the dealership wanted the van back when I could not afford the full covered insurance that I was suppose to have had in the first place and the dealer told them he let it slip by didn't catch it and they didn't want to give me back my trade in car so I got the full covered insurance and the next month I was late on my payment because I was out of town and the took the van saying as a new owner I could not be late on my payments I tried to get it back but they said they didn't have to give it back and refused to and resold it for $4000.00 than I brought it and wanted me to pay for the van now in September of 2008 I started being garnished for 10.000 and they are taking $500.00 dollars a month can I take this back to court to fight it or is it to late

[ScottGem]

Did you know they were suing you for the difference? Were you aware of the judgment?

[Fr_Chuck]

First it is not "no fault" but liability only that you must have had. And no when there is a lien on a vechile they normally require collission and comp also. ( full coverage) normally they just buy it and add it to your bill if you don't have it.

They may sue you for the difference in what you owed them and what they sold it for, plus any legal and sell fees.

[hugmeluv]

They sold the van and sent me a letter saying what they sold it for and what I owed I did not receive a court date to go to court for this

[ScottGem]

Well, you can try to get the judgment vacated if you were never informed of a hearing. But if you did purchase the car, then there is really no point in doing that.