In 2002 I brought a used van from a dealership for 5.500 there was a problem with the no fault insurance the dealer told me I could get no fault people do it all the time since I told him I could not afford the full coverage and let me take the car but then the dealership wanted the van back when I could not afford the full covered insurance that I was suppose to have had in the first place and the dealer told them he let it slip by didn't catch it and they didn't want to give me back my trade in car so I got the full covered insurance and the next month I was late on my payment because I was out of town and the took the van saying as a new owner I could not be late on my payments I tried to get it back but they said they didn't have to give it back and refused to and resold it for $4000.00 than I brought it and wanted me to pay for the van now in September of 2008 I started being garnished for 10.000 and they are taking $500.00 dollars a month can I take this back to court to fight it or is it to late