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    asmith2537's Avatar
    asmith2537 Posts: 2, Reputation: 1
    New Member
    		  
    #1

    Feb 28, 2009, 10:19 AM
    Checking account garnishment
    My checking acct was garnished in regards to a judgement but I haven't received papers on the amount or anything.

    Is a checking garnishment occur once a month. Is there a limit they can take?

    Thanks
    George_1950's Avatar
    George_1950 Posts: 3,099, Reputation: 236
    Ultra Member
    		  
    #2

    Feb 28, 2009, 02:14 PM

    Welcome to AMHD. My guess is that the creditor has all of your money, unless you have some sort of exemption (social security proceeds, spouse's funds, etc.). How did you learn of the garnishment? I believe you should receive a copy of a summons or affidavit of garnishment from the creditor, unless it does not have your correct address.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #3

    Feb 28, 2009, 03:47 PM

    The judgement holder need only present legal documents to the bank not you.

    Depending on the wording of the attachment and the laws where you live, they may have to refile each time or it could cover any funds deposited in the future. They are onloy limited to the amount of the judgement.
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