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    nx014ever Posts: 2, Reputation: 1
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    #1

    Mar 5, 2007, 10:44 PM
    Collection Agency refuses $75 a month on $800+
    Got two letters from a hospital bill. Was trying to get my insurance company to help pay but they refused. Meanwhile the hospital sent the bills to collection. So I called the automatic payment line to propose a payment plan (that way, I didn't have to deal with someone on the phone), and proposed $75 a month payment to pay off the debt.

    Big shock, they refused. They want a minimum of $236! Which, I'm guessing, is about 25% of what I owe. What can I do being here in Nebraska? What are my rights? What if I send them $75, and they cash it? Do I have them over the barrel, if even just slightly? What can I do? If I talk to them on the phone, what can I tell them? I want to pay it off, but there is no way I can pay it off at $236 a month. Not with a car payment, rent, and everything else. HELP!!
    nx014ever's Avatar
    nx014ever Posts: 2, Reputation: 1
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    #2

    Mar 6, 2007, 03:52 PM
    And I must also add that they have said in the past that even if I pay the original creditor, they can still collect the money owed them (the full amount) from me.
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