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    mariahV.1992's Avatar
    mariahV.1992 Posts: 1, Reputation: 1
    New Member
     
    #1

    Nov 26, 2011, 09:18 AM
    Is this a scam, or fraud?
    I had a company call and ask to speak with me, and then they told me my car loan was accepted. I don't work, I have no credit, and I did not apply for a car loan. So how did they get my name and my number?
    cdad's Avatar
    cdad Posts: 12,700, Reputation: 1438
    Internet Research Expert
     
    #2

    Nov 26, 2011, 09:24 AM
    Sounds like a scam. They can get that info from anywhere. Are you listed in a phonebook? Or they could have got it from an employment application. Who knows where.
    NailTech's Avatar
    NailTech Posts: 61, Reputation: 9
    Junior Member
     
    #3

    Nov 26, 2011, 09:26 AM
    Do you go online and do odd jobs like filling out surveys? If so, that is how they got your information. I hope that you did not give them any of your personal information. Also, if their phone number showed up when they called you can do a reverse phone number look up and see where they are calling from.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
     
    #4

    Nov 26, 2011, 09:59 AM
    Phone lists, most have computer dialers that then connect you with a phone caller.

    You know the answer, if they have no credit info on you, how could you be approved for a car loan.
    The only exception may be a buy here/pay here car place that will let anyone that can pay them the down payment drive off in a car.

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