[fda]

My ex-wife was awarded our residence in the divorce. My mother gave me $5000 as a down payment. The court provided that, upon the sale of the home, I would receive $1500 from the sale.

However, my wife had the title but never put the mortgage in her name, as she was instructed to do. Consequently, she had numerous late payments and was repeatedly threatened by foreclosure.

She recently remarried, sold the home, and sent me the required $1500.

However, as she never put the mortgage in her name, my credit is in the toilet. Is there any action I can take to repair my credit?

[ScottGem]

Send a letter to the credit bureaus and the bank. Include a copy of the divorce agreement showing she was responsible for the mortgage and demand that any negative references to the mortgage be removed from your credit history.