Ask Experts Questions for FREE Help !
Ask
    Debb123's Avatar
    Debb123 Posts: 1, Reputation: 1
    New Member
     
    #1

    Sep 1, 2010, 09:20 PM
    Court date f/ a creditor. I'm on workers comp, wife on unemployment?what can we do?
    It is about $1300 dollars on an old credit card, we have really seen hardtimes. It is a 3rd party creditor. We own to 20 yr old cars, a checking account, a child support debt, medical debt and nothing else. I just want to know how to deal with court that day, etc ? Thank you Gary and Debbie
    melmalah's Avatar
    melmalah Posts: 14, Reputation: -5
    New Member
     
    #2

    Sep 4, 2010, 01:02 AM
    Sounds like your debt is minimal, don't file bankrutcy unless you have property they could put a lean on. If you show up in real pitiful looking shape they will probably just let it go anyway.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
     
    #3

    Sep 4, 2010, 04:38 AM

    Have you responded to the summons?

    What correspondence have you had with the plaintiff?

    If you can't pay the debt, the court will award the plaintiff a judgment. With this judgment they can attach your bank accounts. They may not be able to do anything immediately, but the judgment will last for 7-10 years maybe double that.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
     
    #4

    Sep 4, 2010, 09:05 AM

    Yes, if you appear in court looking badly, that will only go worst on you. They will wonder if you don't have respect for the court.
    melmalah's Avatar
    melmalah Posts: 14, Reputation: -5
    New Member
     
    #5

    Sep 7, 2010, 10:53 PM
    Comment on melmalah's post
    You cannot go to jail for being broke; blame the recession like the rest of America. Ignore harassing debt-collectors that make it hard to live your life and pick up the pieces for the constant phone annoyance. Pay back what you can when you can
    melmalah's Avatar
    melmalah Posts: 14, Reputation: -5
    New Member
     
    #6

    Sep 7, 2010, 10:56 PM
    Comment on melmalah's post
    They are not going to offset your bank account for $1300. Look presentable, but not overly dressed. Do not file bankruptcy on an amount of that nature; what if down the line you have serious medical bills totaling huge amounts.

Not your question? Ask your question View similar questions

 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

Workers comp [ 2 Answers ]

Do I need an attorney to help me get my settlement

Unemployment benefits after Workers Comp claim? [ 3 Answers ]

Does an employee qulaify for unemeployment benefits if they have been on a workers compenasation insurance claim for about 2.5 months when they are ready to return for work? I have an employee who has been filmed by a workers comp private detective working at his house, virtually without limits or...

Workers Comp Settlement [ 1 Answers ]

If I received a workers comp settlement, do I have to file that on my 2008 taxes?

Workers comp taxes [ 1 Answers ]

Do I claim taxes for workers comp benefits paid to me for 10 months in 2008?

Workers comp [ 2 Answers ]

Who do I contact to get a policy with work comp insurance in North carolina?


View more questions Search