Ask Me Help Desk

Ask Me Help Desk (https://www.askmehelpdesk.com/forum.php)
-   Bankruptcy & Debt (https://www.askmehelpdesk.com/forumdisplay.php?f=44)
-   -   Court date f/ a creditor. I'm on workers comp, wife on unemployment?what can we do? (https://www.askmehelpdesk.com/showthread.php?t=504007)

  • Sep 1, 2010, 09:20 PM
    Debb123
    Court date f/ a creditor. I'm on workers comp, wife on unemployment?what can we do?
    It is about $1300 dollars on an old credit card, we have really seen hardtimes. It is a 3rd party creditor. We own to 20 yr old cars, a checking account, a child support debt, medical debt and nothing else. I just want to know how to deal with court that day, etc ? Thank you Gary and Debbie
  • Sep 4, 2010, 01:02 AM
    melmalah
    Sounds like your debt is minimal, don't file bankrutcy unless you have property they could put a lean on. If you show up in real pitiful looking shape they will probably just let it go anyway.
  • Sep 4, 2010, 04:38 AM
    ScottGem

    Have you responded to the summons?

    What correspondence have you had with the plaintiff?

    If you can't pay the debt, the court will award the plaintiff a judgment. With this judgment they can attach your bank accounts. They may not be able to do anything immediately, but the judgment will last for 7-10 years maybe double that.
  • Sep 4, 2010, 09:05 AM
    Fr_Chuck

    Yes, if you appear in court looking badly, that will only go worst on you. They will wonder if you don't have respect for the court.
  • Sep 7, 2010, 10:53 PM
    melmalah
    Comment on melmalah's post
    You cannot go to jail for being broke; blame the recession like the rest of America. Ignore harassing debt-collectors that make it hard to live your life and pick up the pieces for the constant phone annoyance. Pay back what you can when you can
  • Sep 7, 2010, 10:56 PM
    melmalah
    Comment on melmalah's post
    They are not going to offset your bank account for $1300. Look presentable, but not overly dressed. Do not file bankruptcy on an amount of that nature; what if down the line you have serious medical bills totaling huge amounts.

  • All times are GMT -7. The time now is 03:27 AM.