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    naurto's Avatar
    naurto Posts: 2, Reputation: 1
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    #1

    Oct 15, 2009, 03:33 PM
    Need Ideas
    Need some helpful information I got a letter today in the mail for summons of continuing garnishment its not sign or anything yet it's a defendant copy I was wondering on approaching this situation I originally owe my credit card company $700 and now after economic downturn I was unable to pay my bills and get behind on payments so it's $1600 I was wondering what are my options I'm willing to pay that $700 but since they already have a amount claim due on judgment for $1600 I was wondering is there still a way to make a deal with the debt collector or should I approach the credit card company myself just need some useful information or help or ideas?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Oct 15, 2009, 05:58 PM

    No idea what a summons of continuing garnishment is, do they already have a judgement from a court case ?
    They can not garnish without a judgement.

    But you can always offer them the 700 to settle the debt ( of course paying it before all of this would have been better) If they agree , get it in writing before you pay the money

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