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    drsimmons's Avatar
    drsimmons Posts: 1, Reputation: 1
    New Member
     
    #1

    Oct 7, 2009, 01:56 PM
    Credid card company served me a civil summons?
    I am unable to pay my charge cards, I haven't paid on then since November of 2008, I just received a civil summons I'm suppose to answer it, they sold it to someone else,what can they do? And what can I do? How am I suppose to answer it? can they take anything? Thanks Donn of northcarolina
    ballengerb1's Avatar
    ballengerb1 Posts: 27,378, Reputation: 2280
    Home Repair & Remodeling Expert
     
    #2

    Oct 7, 2009, 02:44 PM

    Whether your debt is still held by the original credit card company or a new debt collector you can be served and must answer. The statute of limitations hasn't run out so they have a legal claim againist you and will likely preval. You can try to negotiate with them or if you loose in court you can ask the judge for a payment plan.

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