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    Sheilah Ingram's Avatar
    Sheilah Ingram Posts: 1, Reputation: 1
    New Member
     
    #1

    Jun 28, 2009, 04:28 PM
    Summons Am. Express
    LEGAL REPRESENTATIVE PLEASE...


    I just received a summons from american express... requesting a full amt and my paying for attorney's fees.

    The amt of the debt is $6,286.56... I do not have this kind of money. I had hired a Negotiation company to handle my debt.. but no long are using them.

    How and what can I do to avoid having to go to court which is in RENO, Nv and I am in LV.. and working...

    I need to respond to them within 20 days...

    PLEASE HELP... This is very discouraging...

    Sheilah
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
    Uber Member
     
    #2

    Jun 29, 2009, 06:55 AM

    Is this your debt? Do you owe the money? What is your defense?

    You can enter a defense if you have one, including that the Statute has run if that is the case, but if it is not a legitimate defense you cannot stop a Judgment.

    They may settle for a limp sum if you can somehow raise the money.

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