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    cranehand's Avatar
    cranehand Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Feb 18, 2009, 05:26 PM
    Failure to appear judgement
    Failure to appear judgement for unsecured credit card $7,800 and change I live in Texas can my wages be garnished I own no property and usually keep my bank account under $2,500 I have moved around a lot in the past year and missed the summons and court date the debt is legitiment and I entend to pay however I am concerned that if I don't settle this matter I will have no control of what the court takes from me
    twinkiedooter's Avatar
    twinkiedooter Posts: 12,172, Reputation: 1054
    Uber Member
    		  
    #2

    Feb 18, 2009, 07:52 PM

    They can take all the money in your present bank account and garnish your wages.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #3

    Feb 18, 2009, 07:57 PM

    Texas does not allow garnishment of wages for unsecured debt.

    You may be able to get the Judgement vacated on grounds of improper service. While that's only a delaying tactic, it may help get a settlement.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
    		  
    #4

    Feb 18, 2009, 08:00 PM

    I agree with Scott, unless they have recently changed the law, Texas does not allow personal wage garnishment
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