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    mheight's Avatar
    mheight Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Oct 16, 2008, 06:09 PM
    Credit card debit and cival court
    A credit card company is taking me to cival court for 2000.00. Do I have to pay them?
    Can they do anything to me?
    starfirefly's Avatar
    starfirefly Posts: 397, Reputation: 33
    Full Member
    		  
    #2

    Oct 16, 2008, 06:10 PM

    If you spent the money than you have to pay it
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
    		  
    #3

    Oct 16, 2008, 06:14 PM

    If you owe the money they will get a judgement, in many areas after they get a judgement they can freeze your bank accounts, garnish your pay check.

    In some areas they could even place a lien on some of your property.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #4

    Oct 16, 2008, 06:28 PM

    You really need to explain this in greater detail. Is this a card you applied for and did y ou use this card? If so, then of course you have to pay it back. If the debt is valid, they can obtain a judgement and use that to garnish your salary or attach other assets.
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
    Uber Member
    		  
    #5

    Oct 17, 2008, 06:18 AM
    Quote Originally Posted by mheight View Post
    A credit card company is taking me to cival court for 2000.00. Do i have to pay them?
    Can they do anything to me?

    You don't have to pay if you have a LEGAL defense to the claim - it's a very old debt; it's not your debt; it's already paid, among others.

    Otherwise - it's not a free gift. If you used it, you have to pay it back.
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