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    liwopl's Avatar
    liwopl Posts: 2, Reputation: 1
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    #1

    May 23, 2008, 12:12 PM
    Old Judgement Against me
    In 1995 I moved out of an apartment (ontario canada) owing rent.
    In 2006 I got a call from a collection agency saying that there was a judgement against me from 1995 and that they are collecting for that.

    What is the statute of limitations on such a judgement? I assume they went to the rental tribunal and got the order there.

    What are my rights?

    The agency has filed it on my credit bureau? Do I have rights to remove it from there?

    How long can this go on for, is has been 11 years since I moved out and 13 years total now.

    Please help
    jolienoire's Avatar
    jolienoire Posts: 917, Reputation: 166
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    #2

    May 23, 2008, 12:26 PM
    Statute Of Limitations On Debts In Canada
    jolienoire's Avatar
    jolienoire Posts: 917, Reputation: 166
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    #3

    May 23, 2008, 12:27 PM
    Found this link I hope its helpful.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #4

    May 23, 2008, 12:29 PM
    Also the possibility that they renewed the judgement.
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #5

    May 23, 2008, 01:45 PM
    Quote Originally Posted by jolienoire
    Statute Of Limitations On Debts In Canada


    I only find the Statute of Limitation on debts on this site - I believe the OP is asking about the length of time a Judgment is good. Those are 2 different time frames.
    jolienoire's Avatar
    jolienoire Posts: 917, Reputation: 166
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    #6

    May 23, 2008, 01:54 PM
    Okay THEN I guess I misread the thanks for pointing that out Judykaytee
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #7

    May 23, 2008, 02:06 PM
    Quote Originally Posted by jolienoire
    Okay THEN I guess I misread the thanks for pointing that out Judykaytee


    Now if I could only find the length of a Judgment in Ontario - looks like 6 years, 1 renewal but I'm not positive and can't find anything definitive.
    jolienoire's Avatar
    jolienoire Posts: 917, Reputation: 166
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    #8

    May 23, 2008, 02:09 PM
    Same here however if you make a payment or acknowledge the debt,then the 6-year ticker starts all over again. So the question is throughout this time frame did he ever in fact acknowlege the debt.
    liwopl's Avatar
    liwopl Posts: 2, Reputation: 1
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    #9

    May 23, 2008, 04:12 PM
    Actually Ladies... there are a few things here.

    1. if the statute of limitations ran out prior to the collection agency contacting me, would it matter if I acknowledged it or not?

    2. I did not outright acknowledge the debt, I have run them around a bit. They scam you when they say "how will you be paying this" or "can we make an arrangement", so far I have only played dumb because I don't think they can collect for that long.

    3. They have put this on my credit bureau and I know that anything must be wiped out if no activity for 6 years.

    4. I have asked for the judgement order against me (asked yesterday) which they say they are sending to me. So we will see.

    I just want to arm myself. I too have done web searching on it and did see something about 10 years, and also what you said about renewing the judgement. I just can't find anything about the limitations. There is a new law about 2 years but it says nothing about judgements and I think rental tribunal judgements are different than civil litigation.

    Anyone know anything else... considering all of this... it is messing my credit up a bit.
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #10

    May 23, 2008, 05:38 PM
    Quote Originally Posted by liwopl
    Actually Ladies...there are a few things here.

    1. if the statute of limitations ran out prior to the collection agency contacting me, would it matter if I acknowledged it or not?

    2. I did not outright acknowledge the debt, I have run them around a bit. They scam ya when they say "how will you be paying this" or "can we make an arrangement", so far I have only played dumb because I don't think they can collect for that long.

    3. They have put this on my credit bureau and I know that anything must be wiped out if no activity for 6 years.

    4. I have asked for the judgement order against me (asked yesterday) which they say they are sending to me. So we will see.

    I just want to arm myself. I too have done web searching on it and did see something about 10 years, and also what you said about renewing the judgement. I just can't find anything about the limitations. There is a new law about 2 years but it says nothing about judgements and I think rental tribunal judgements are different than civil litigation.

    Anyone know anything else....considering all of this...it is messing my credit up a bit.

    Post removed by Judy KayTee -
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