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    sadtobedivorced's Avatar
    sadtobedivorced Posts: 3, Reputation: 1
    New Member
    		  
    #1

    Oct 4, 2007, 12:11 PM
    Credit card debt
    If only one persons name is on a credit card is the other spouse responsible for the debt... if they have never used it and are not a co-signer
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #2

    Oct 4, 2007, 12:27 PM
    Depends on where you are located. In some areas, debt is attributable to both spouses.
    sadtobedivorced's Avatar
    sadtobedivorced Posts: 3, Reputation: 1
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    #3

    Oct 4, 2007, 12:41 PM
    Quote Originally Posted by ScottGem
    Depends on where you are located. In some areas, debt is attributable to both spouses.
    California and or Nevada
    sadtobedivorced's Avatar
    sadtobedivorced Posts: 3, Reputation: 1
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    #4

    Oct 4, 2007, 02:54 PM
    Scott... California or Nevada answer to who is responsible re credit card... but one spouse is a signer
    margarita_momma's Avatar
    margarita_momma Posts: 299, Reputation: 46
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    #5

    Oct 5, 2007, 07:37 AM
    I am not sure how your state handles it but in the state of Texas, it depends on when the credit card was established. If you got the credit card and started charging on it during the marriage, it is considered community debt and will be split between the two parties regardless if the other spouse was a co-signer or not.
    Angel_Wings's Avatar
    Angel_Wings Posts: 105, Reputation: 13
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    #6

    Oct 11, 2007, 06:41 PM
    Yes... if you live in a "Community Property" State.

    Each spouse is responsible for the others debts, even if your name is not on the purchase.
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