[talaniman]

You wingers just can't accept the insurance companies are lying to you about who to blame for those letters kicking you off those cheap policies you love can you?

If you are covered by a plan that existed March 23, 2010, your plan may be "grandfathered." You may not get some rights and protections that other plans offer.

Grandfathered plans

Grandfathered plans are those that were in existence on March 23, 2010 and have stayed basically the same. But they can enroll people after that date and still maintain their grandfathered status. In other words, even if you joined a grandfathered plan after March 23, 2010, the plan may still be grandfathered. The status depends on when the plan was created, not when you joined it.

How to find out if your plan is grandfathered
•
Check your plan's materials: Health plans must disclose if they are grandfathered in all materials describing plan benefits. They must offer contact information.

•
Check with your employer or your health plan's benefits administrator.


What grandfathered plans do and don't have to cover

Here's a quick look at the consumer protections that do and don't apply to grandfathered plans:

All health plans must:
•End lifetime limits on coverage
•End arbitrary cancellations of health coverage
•Cover adult children up to age 26
•Provide a Summary of Benefits and Coverage (SBC), a short, easy-to-understand summary of what a plan covers and costs
•Hold insurance companies accountable to spend your premiums on health care, not administrative costs and bonuses

Grandfathered plans DON'T have to:
•Cover preventive care for free
•Guarantee your right to appeal
•Protect your choice of doctors and access to emergency care
•Be held accountable through Rate Review for excessive premium increases

In addition to the above, grandfathered individual health insurance plans (the kind you buy yourself, not the kind you get from an employer) don't have to:
•End yearly limits on coverage
•Cover you if you have a pre-existing health condition

Note: Some grandfathered plans offer protections they're not required to. Check with your insurance company or benefits administrator to learn if your grandfathered plan offers the rights and protections listed above.

I posted this on another thread but its obvious it bears repeating,

[speechlesstx]

You wingers just can't accept the insurance companies are lying to you about who to blame for those letters kicking you off those cheap policies you love can you?



I posted this on another thread but its obvious it bears repeating,

And this bears repeating, stop shifting the blame and treating us like fools. They knew most plans would not be grandfathered.

[talaniman]

Show me the ones losing their insurance won't get a better deal. Initial emotional reactions will give way to facts in time. Then you will be hollering for nothing as usual. Your so called lies are from your own misinformation.

[excon]

Hello again, Steve:

And this bears repeating, stop shifting the blame and treating us like fools. They knew most plans would not be grandfathered.

Ok, this is growing to a close. The law IS the law, and it ain't NEVER gonna be repealed. After these many years, I'm growing tired of discussing it, too.

What I have to say in closing is this: like Medicare and Social Security, that you once HATED but NOW embrace, you'll grow to LOVE Obamacare too.

Next.

excon

[talaniman]

And this bears repeating, stop shifting the blame and treating us like fools. They knew most plans would not be grandfathered.

We all knew the government was shutting down companies with cheap plans.Most of us knew the insurance companies would dump the cheap plans because its more profitable to do so.

Guess who ends up with all those subsidies the government gives consumers?

Quit being so stubborn and get your head out of the insurance companies a$$. They are it for the money, not your convenience. You have stated that was a good thing and why they were in business.

[speechlesstx]

We all knew the government was shutting down companies with cheap plans.Most of us knew the insurance companies would dump the cheap plans because its more profitable to do so.

Guess who ends up with all those subsidies the government gives consumers?

Again, do you even read what you write?

You still expect us to believe that the new premium plans cost half of what the "junk" "bare bones" plans people want to keep cost. Get your head out of your arse, Tal, we are not that gullible.

Quit being so stubborn and get your head out of the insurance companies a$$. They are it for the money, not your convenience. You have stated that was a good thing and why they were in business.

Not exactly, I said businesses have to SERVE to make a profit to SURVIVE while government TAKES what it wants without regard to your best interest.

[tomder55]

Crony capitalism Democrat style...

http://www.nytimes.com/2013/07/12/us....html?hp&_r=2&

Evita spoke at Goldman Sachs events twice in the last week . She netted $400,000 in speaking fees . She also collected fees from speaking engagements at KKR's annual investor meeting in California, and at Carlyle Group. These are not campaign events (I'm sure she'll get her share from these companies also ) . No these are personal appearances to line her pockets.
I have no problem with this arrangement . Just don't pretend that it is the evil Republicans alone engaging in so called cronyism.
For GS ,this is just insurance. As Jamie Dimon can testify... it doesn't pay to get on the bad side of the Democrat syndicate .

Dimon's real sin, as I've pointed out on these pages before, was his withering critique of the Obama economic agenda, which he said was holding back the US economy.

For a while, Dimon (a longtime Democrat) was a rarity in Corporate America in that he refused to be cowed by the Washington political class and keep his mouth shut in the face of the absurdity this administration was administering to businesses in the form of taxes, regulation and now a new health-care system where even something as vital as designing a workable Web site to sign up new recruits doesn't work.

By speaking out, Dimon became de facto public enemy No. 1.

Jamie Dimon's $13B sin: Bashing Obamanomics | New York Post

[speechlesstx]

Crony capitalism Democrat style...

http://www.nytimes.com/2013/07/12/us....html?hp&_r=2&

Evita spoke at Goldman Sachs events twice in the last week . She netted $400,000 in speaking fees . She also collected fees from speaking engagements at KKR’s annual investor meeting in California, and at Carlyle Group. These are not campaign events (I'm sure she'll get her share from these companies also ) . No these are personal appearances to line her pockets.
I have no problem with this arrangement . Just don't pretend that it is the evil Republicans alone engaging in so called cronyism.
For GS ,this is just insurance. As Jamie Dimon can testify... it doesn't pay to get on the bad side of the Democrat syndicate .
Jamie Dimon’s $13B sin: Bashing Obamanomics | New York Post

I am shocked, shocked I tell you that a Democrat would be involved in sort of crony capitalism or use such tactics.

[talaniman]

Crony capitalism Democrat style...

http://www.nytimes.com/2013/07/12/us....html?hp&_r=2&

Evita spoke at Goldman Sachs events twice in the last week . She netted $400,000 in speaking fees . She also collected fees from speaking engagements at KKR’s annual investor meeting in California, and at Carlyle Group. These are not campaign events (I'm sure she'll get her share from these companies also ) . No these are personal appearances to line her pockets.
I have no problem with this arrangement . Just don't pretend that it is the evil Republicans alone engaging in so called cronyism.
For GS ,this is just insurance. As Jamie Dimon can testify... it doesn't pay to get on the bad side of the Democrat syndicate .
Jamie Dimon’s $13B sin: Bashing Obamanomics | New York Post

Are you defending a wrong doer who may yet face criminal charges? I would think going after friend or foe would be a mark of good leaders. I guess you don't think so, as you mock "Evita" for doing the same thing Sarah is doing. And she has a superpac too! Evita doesn't quit when the going gets tough like right wing losers do!

[speechlesstx]

Are you defending a wrong doer who may yet face criminal charges? I would think going after friend or foe would be a mark of good leaders. I guess you don't think so, as you mock "Evita" for doing the same thing Sarah is doing. And she has a superpac too! Evita doesn't quit when the going gets tough like right wing losers do!

You guys defend wrong doers here regularly, see IRS, Benghazi, Fast & Furious and every Obamacare liar.

[excon]

Hello again, Steve:

You guys defend wrong doers here regularly, see IRS, Benghazi, Fast & Furious and every Obamacare liar.

Nahhh.. I hated those things.. I was just waiting for PROOF before I denounced the pres and AG.

Still WAITING...

excon

[talaniman]

You guys defend wrong doers here regularly, see IRS, Benghazi, Fast & Furious and every Obamacare liar.

You spent all night gathering rocks didn't you?

[tomder55]

Are you defending a wrong doer who may yet face criminal charges?!

Nope... not defending Evita at all.

I guess you don't think so, as you mock "Evita" for doing the same thing Sarah is doing.

The question is why do you criticize Sarah and give Evita a pass ? Trust me... Sarah is a piker compared to the Clintoons.

And she has a superpac too! Evita doesn't quit when the going gets tough like right wing losers do!

Ummmm what do you call the Clinton foundation ?
http://www.nytimes.com/2008/12/19/us...pagewanted=all
http://www.nytimes.com/2013/08/14/us...ted=3&_r=2&hp&
It's even worse because she uses it to filter political activities... very questionable ! Any yes ,Evita quit the Senate to become Sec State and then quit the State dept... bugged out in fact... right after the Benghazi scandal started getting hot.

You see ,I got to see her in act up close and personal in the county I reside in .
http://www.dailykos.com/story/2008/0...e-Four-Pardon#
She bought the vote of a whole community with 4 very questionable Presidential pardons.

[NeedKarma]

criticize Sarah

Palin was criticized for her stupidity, not for her money-making abilities; of that she knows what she's doing since it's her driving motivator.

[tomder55]

Evita is just very incompetent and corrupt . The history of her corruption is more than 2 decades long.

[speechlesstx]

Hello again, Steve:
Nahhh.. I hated those things.. I was just waiting for PROOF before I denounced the pres and AG.

Still WAITING...

excon

Since when did the evidence ever persuade you?

[speechlesstx]

You spent all night gathering rocks didn't you?

No, I live in a rock house, I have plenty.

[talaniman]

Speaking of houses, the leaves are falling, and its time to clean the gutters again, and bring the water hoses to the garage, check the attic for critter holes and nests and see how many kids ring the bell tonight. Only a handful last year, but the candy wasn't wasted. :D

Big game for me tonight, need popcorn?

[speechlesstx]

Speaking of Halloween...



And today's hash tag, #CandyCare

[paraclete]

Ah halloween, a hallowed tradition in far away places, my daughter is going for tricks this year when the kids turn up she is going to turn the hose on them, that should persuade the little buggers to go away