Ask Experts Questions for FREE Help !
Ask
    rsubha's Avatar
    rsubha Posts: 2, Reputation: 1
    New Member
     
    #1

    Mar 4, 2012, 01:42 PM
    While taking reverse my car hit another car?
    While taking reverse my car hit another car. First I thought I can pay from my pocket as it was a small dent but she says it cost around 2800$ I wants to know will the Insurance company going to charge my premium huge in future claims?
    joypulv's Avatar
    joypulv Posts: 21,591, Reputation: 2941
    current pert
     
    #2

    Mar 4, 2012, 01:54 PM
    They might. You don't say where you live. Also was this in a parking lot or street. Do you have safe driver credits where you are.
    $2800 sounds very high for a bumper. What exactly did you damage?
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
    Uber Member
     
    #3

    Mar 4, 2012, 02:12 PM
    Depends on your insurance company. When did this accident happen? If you do not report it within the insurance company's guidelines they may not pay.
    rsubha's Avatar
    rsubha Posts: 2, Reputation: 1
    New Member
     
    #4

    Mar 4, 2012, 02:15 PM
    It happened at Columbus private parking lot. I have safe driver credits and never did any accidents before. I have not reported to insurance yet thought it was small dent can be paid out of pocket. My question is whether my insurance will increase my monthly premiums in future.
    AK lawyer's Avatar
    AK lawyer Posts: 12,592, Reputation: 977
    Expert
     
    #5

    Mar 4, 2012, 02:27 PM
    Quote Originally Posted by rsubha View Post
    ... My quesion is whether my insurance will increase my monthly premiums in future.
    Possibly. Why not ask them, anonymously?
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
     
    #6

    Mar 4, 2012, 03:30 PM
    If you have a good safety record it may not happen. Also, did you see the estimate? The other driver may be lying about the amount. If you report it, she will have to go to your carrier to have the damage assessed.

    So report it today.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
     
    #7

    Mar 4, 2012, 03:49 PM
    If you have discount for safe driver now you will lose those, so it will go up, and may even go up rated for one accident. Have you asked the other driver for two written estimates that you would pay by ?
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
    Uber Member
     
    #8

    Mar 6, 2012, 01:21 PM
    Again - depends on the carrier. We lost the safe driver's discount when my husband's vehicle was struck in a parking lot - and there is no question that he wasn't in it, had nothing to do with the hit and run. And that was a claim on our collision coverage!

Not your question? Ask your question View similar questions

 

Question Tools Search this Question
Search this Question:

Advanced Search


Check out some similar questions!

I hit one car in the parking lot when I am reversing my car [ 6 Answers ]

The other car got some scratches at bumper and tail light got damgaed only so my question is that does it affect my pubilc record and what type of point will I get,does it required any police report for claims?

A lady hit my parked car and lied about it I did not see her hit it [ 4 Answers ]

A lady hit my parked car and lied about it I did not see her hit it but she told me she did

We were hit by a car and pushed into another car. Whose at fault? [ 4 Answers ]

We were hit by a car and pushed into another lane and hit a car, the police report states this and the officer said it was not our fault, but the lady we hit ,insurance is coming after us. Can we fight this or do we have to pay for it. We live in TN.

Car accident -driver in front put her car in reverse and smashed me [ 2 Answers ]

I was sitting in my car at a red light. Traffic was heavy-ish. Suddenly- very suddenly and out of nowhere my car and the car in front of me collided with an enormous impact. I was stunned. I was shocked and confused. Prior to impact my car was absolutely stationary! My chest area ( heart) ,...

Car was hit by another car when reversed from the parking lot [ 19 Answers ]

My car was parked on one-side of parking lot with one-way aisle. When I reversed my car to the middle of the aisle, I stopped there as I found a car from the parking lot behind my car rapidly reversed and hit on my car. My car was damaged with a deep dent and caused problem with the light-signal...


View more questions Search