Ask Experts Questions for FREE Help !
Ask
    romies's Avatar
    romies Posts: 3, Reputation: 1
    New Member
     
    #1

    Jan 16, 2011, 09:25 AM
    What to expect from homeowner insurance for accidental death
    My father died accidentally from a fall that occurred while we were on vacation at a rental home. An insurance adjuster has left us a message to contact them. I assume it's the homeowners. My questions are what are we to expect from them & what will they pay?
    I know they should at least pay the medical, ambulance, helicopter bills. My father did have medicare so they would reimburse them I would guess. Will they also pay for the funeral expenses? Or do they offer one lump sum that would go to pay what I mentioned?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
     
    #2

    Jan 16, 2011, 09:30 AM

    What caused the fall ? Was the owner of the vacation home liable for the accident.

    You say "rental home" was this like a week rental, or a home that you or her rented year round.

    Also all policies will have a max limit for injury, in some cases they may deny payment over medical bills unless the family of the injured party sues the owner of the property or the person who had it rented.

    I would have a local lawyer on this one, to represent the estate of the father who died


    Also I am sorry for your loss.
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
    Uber Member
     
    #3

    Jan 16, 2011, 09:34 AM
    Quote Originally Posted by romies View Post
    What to expect from homeowner insurance for accidental death
    Hello r:

    Expect to get ripped off. However, having been warned ahead of time, you're going to have an attorney represent you, aren't you??

    By the way, WHY do you think they'll pay ANYTHING if there was NO negligence on the part of their client?? Here's some bad news... They won't.

    excon

Not your question? Ask your question View similar questions

 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

Homeowner Liability Insurance [ 3 Answers ]

I own a rental condo on the 9th floor in an 11 story poured in place concrete and steel building. I carry a liability insurance policy on this property. If there is water damage to a unit below me (hot water heater valve malfunction causing flooding) will this liability policy cover the damage to...

Joint Custody, What happens if 1 parent is involved in accidental death ? [ 4 Answers ]

I currently share joint custody of my 6 year old daughter. Her father has her every other weekend. I am currently living with my boyfriend of 2 years- if I were to die tomorrow, who is entitled to the responsibility of my daughter ?

New roof through homeowner insurance [ 3 Answers ]

We have a tin roof over 30 years old. The ceiling is leaking in 3 rooms and 2 hallways in our house. Will insurance cover a new roof?

Roof Leak/Homeowner Insurance [ 2 Answers ]

I am a first time home buyer. A single mom working for Wells Fargo. I purchased my home about 6 months ago. My bedroom ceiling collapsed. The roof of my house leaks. I paid to have this house inspected before I could purchase it. I paid for homeowners insurance. My payments are current. ...


View more questions Search