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    MOMSDEN's Avatar
    MOMSDEN Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Apr 17, 2008, 09:10 AM
    Served with summon from credit card company in NC
    I have until 4/25/08 to respond. I have no idea of what to say in a response. Any suggestions? Is bankruptcy the only answer?
    progunr's Avatar
    progunr Posts: 1,971, Reputation: 288
    Ultra Member
    		  
    #2

    Apr 17, 2008, 09:20 AM
    Well, do you owe the debt?
    If so, you need to respond with some explanation of why you are not paying it.
    Your best option would be to try to work out a payment plan prior to going to court.
    Only you and your attorney can decide if bankruptcy is the correct step.
    slowandeasy's Avatar
    slowandeasy Posts: 353, Reputation: 14
    Full Member
    		  
    #3

    Apr 17, 2008, 04:01 PM
    Hello Momsden

    Please give us a little more information so that we can try to help you? How much debt?
    Is the debt for credit cards or what? How old is the debt? Have you tried to work out a payment plan?
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