Hey Cowgirl, Scott is totally correct on both points. You may want to check the statute of limitations in your state. If it has expired that company likely bought your debt for less than 10 cents on the dollar and now they are on a fishing expedition. They want you to blink, don't admit to the debt or agree to pay in any manner, that would restart the statute. If the statute is still running you are legally bound to pay the debt.
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