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    jbad's Avatar
    jbad Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Jan 12, 2008, 11:32 AM
    Credit card debt
    I owe 6,000.00 to providian visa card. This debt is 6 years old I tried to make small payments but they wanted a lot more we never came to an a agreement and now I got a call from a lawyer telling me they will sue if I don't pay now. I need to know what can happen now? Can they take pay check? And if so what can I expect. I talked to the lawyer and he wants me to call him back to let him know how much I was able to get.

    Thanks for any advise or feed back
    s_cianci's Avatar
    s_cianci Posts: 5,472, Reputation: 760
    Uber Member
    		  
    #2

    Jan 12, 2008, 11:44 AM
    They have to sue and win a judgement before they can garnish your paycheck or anything else. You may want to try to negotiate a payment plan with their attorney so it doesn't come to that.
    toolguyny's Avatar
    toolguyny Posts: 18, Reputation: 3
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    #3

    Jan 13, 2008, 01:01 AM
    Making the small payments is constantly "reopening the wound" renewing the staute of limitations, and promoting them to seek more. I'm in a horrid spot myself so I am no expert, but that's what I have recently read about paying on old debt, even a small payment is addmition on your part that more is owed and they will continue to hound you for more. Good luck
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