 |
|
| Browse | Ask | Answer | Search | Join/Login |
|
|
||||
|
Title and refinancing
I Own my home and have for 1 year and 3 months. My husband is not on the title or mortgage. I want to refinance but my credit may not be good enough. I wanted to refinance with my husband but he has to be on the title for 6 month. Is this true? Is there any suggestions. My current Interest rate is crazy and I need to get it down to have a more affordable payment. Im afraid I may not be able to keep paying such a high house payment.:confused:
|
||||
|
||||
|
Speak to a different lender. You should be able to add your husband to the title and sign a new mortgage all on the same day.
Keep in mind that if you add your husband to the title he will become an owner of your home. If you are trying to add your husband to the mortgage without adding him to the title (making him basically a co-signer on the loan) then you are talking about something completely different. |
||||
| Question Tools | Search this Question |
Add your answer here.
Check out some similar questions!
I just purchased a home in Las Vegas, and I bought it at a lower price then the appriased value. I would like to refinance it right a way and pull out cash is this possible?
My daughter and boyfriend purchased a house in Montana they are living in. The house is titled in his name only. They are not married except by common-law. Is there any way possible to get my daughters name placed on the title without refinancing the existing loan and incuring closing cost and with...
I am getting great advice on refinancing my mortgage. I guess if I could get the deal in writing before I signed any final papers. I would be in great shape. Preventing them from changing figures the last minute. Currently I have a fixed 30 year mortgage. Balance is $49,000 I also have a $17,000...
We moved to Florida 16 months ago and are planning on moving back to Iowa. It is not what we thought. We sold our home in Iowa and the market was starting to fall. So we didn't make a lot. We bought a home down here because everyone kept saying the market was going to go up fast. Big mistake. ...
I have a 10.5% fixed mortgage. But to refinace it to a 6.5% rate Would not be worth it. With various fees, sometime they called them lenders fees, closing cost, points. And then you have the interest rate Which depends of your credit rating. The mortgage payment is only $474.00 a month. It's...
View more questions Search
|
