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    deborahartgallery's Avatar
    deborahartgallery Posts: 5, Reputation: 1
    New Member
    		  
    #1

    Aug 4, 2007, 10:10 AM
    Debt Collection.
    How much time does a credit card company have to sue you? And if they sell your debt to a collection company, how much time to they have to sue you?

    Thank you
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
    		  
    #2

    Aug 4, 2007, 10:18 AM
    The statue of limitation varies in the US by state, and runs from normally the last payment or last activity on your account.

    If they sue and get a judgement, most judgements are good for 10 years but can be renewed.
    deborahartgallery's Avatar
    deborahartgallery Posts: 5, Reputation: 1
    New Member
    		  
    #3

    Aug 4, 2007, 10:31 AM
    Credit Card Debt.
    I've just asked a question about credit card debt and how much time does the credit card company have to sue you?

    I live in the state of California. Can you please tell me how much time do they have, because it's been over 8 and a half years since I first went delinquent.

    Thank you
    Wondergirl's Avatar
    Wondergirl Posts: 39,354, Reputation: 5431
    Jobs & Parenting Expert
    		  
    #4

    Aug 4, 2007, 10:35 AM
    Here's a site that should answer your questions --

    Debt problems: Statute of Limitations on Debt Collection
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