Ask Experts Questions for FREE Help !
Ask
    Better Man's Avatar
    Better Man Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Jul 13, 2007, 09:16 PM
    Credit debut
    My name is Dave . I have accumulated a credit card debut that I am unable to pay due to the fact I lost my job and don`t have anything of value... they are requesting me to appera in court this Wednesday and I was wondering what is the worst they can do to me knowing I have no way of paying for the amount owed... I have every intention of paying the amout owed as soon as I find a job. But that is hard considering my criminal past... as soon as I get a job I am let go... the offense was to have been dropped if I plead guilty to another charge and completed my probation.. . so my question stands what is the worst the can do to me... I can`t even afford a lawyer
    thanks : Dave L

    PS I live in Indiana
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
    Uber Member
    		  
    #2

    Jul 14, 2007, 08:52 AM
    Hello Dave:

    They can get a judgment. With that, they'll garnish your wages (whenever you get any), and attach your bank accounts. Plus, they'll add a whole bunch on for court costs and legal fees.

    If you have a lot of money, you can solve this problem. If you're so broke so as to be judgment proof, that also will solve your problem.

    However, if you have stuff, like a car, or a house, or a job - you're screwed.

    IF you're the last guy I described, try to borrow something from somebody and settle with these slugs.

    excon
    s_cianci's Avatar
    s_cianci Posts: 5,472, Reputation: 760
    Uber Member
    		  
    #3

    Jul 15, 2007, 07:15 PM
    The worst that'll happen is that, when you do start working, your wages will be garnished until the judgement is satisfied.
Not your question? Ask your question View similar questions
 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

My brother's credit debt harming my credit score! [ 2 Answers ]

Just some background information- my brother has many, many debts. (he is a lawyer that just never succeeded and has no real work ethic) So he uses my father's credit cards, pays the minimum amount every month, and he basically lives off my father's credit cards for all of his expenses. My brother...

No credit. Need suggestions for selecting a credit card with low APR [ 2 Answers ]

Hai, I don't possess a credit card till now. I am planning to buy a car by applying loan. My friends advised me that if I pay my loan premium using a credit card, it would help building my credit history. They also told me to look for 0% APR (any such offer for the first year) or less APR to...

Business credit--vs-- personal credit [ 1 Answers ]

I have good personal credit---and good business credit--- are they linked at all -- what if the business folds and the credit is not paid off -- will my personal credit suffer

Getting Credit Where Credit Is Due [ 6 Answers ]

I have a small problem. I have a database that I like, but my boss (URRG):mad: wants to give the database to another est. of ours. I know they are going to need to change certain items, so they are going to need Admin access to the database, but I need a way to be able to stamp my name in it, so...

View more questions Search