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-   -   Credit debut (https://www.askmehelpdesk.com/showthread.php?t=109759)

  • Jul 13, 2007, 09:16 PM
    Better Man
    Credit debut
    My name is Dave . I have accumulated a credit card debut that I am unable to pay due to the fact I lost my job and don`t have anything of value... they are requesting me to appera in court this Wednesday and I was wondering what is the worst they can do to me knowing I have no way of paying for the amount owed... I have every intention of paying the amout owed as soon as I find a job. But that is hard considering my criminal past... as soon as I get a job I am let go... the offense was to have been dropped if I plead guilty to another charge and completed my probation.. . so my question stands what is the worst the can do to me... I can`t even afford a lawyer
    thanks : Dave L

    PS I live in Indiana
  • Jul 14, 2007, 08:52 AM
    excon
    Hello Dave:

    They can get a judgment. With that, they'll garnish your wages (whenever you get any), and attach your bank accounts. Plus, they'll add a whole bunch on for court costs and legal fees.

    If you have a lot of money, you can solve this problem. If you're so broke so as to be judgment proof, that also will solve your problem.

    However, if you have stuff, like a car, or a house, or a job - you're screwed.

    IF you're the last guy I described, try to borrow something from somebody and settle with these slugs.

    excon
  • Jul 15, 2007, 07:15 PM
    s_cianci
    The worst that'll happen is that, when you do start working, your wages will be garnished until the judgement is satisfied.

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