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    jakesnake5106's Avatar
    jakesnake5106 Posts: 1, Reputation: 1
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    #1

    Oct 19, 2012, 10:32 PM
    I owe 4000 in credit card debt,they want to sue me
    I have a card I have not paid in 2 years ,should I talk to them and work out a deal,payments?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Oct 19, 2012, 11:26 PM
    Well legally and honestly you should just pay them in full, since that was your agreement.

    But yes, you need to work out a plan, knowing that if they sue, you will owe more with legal costs and they will take about 25 percent of your income anyway
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