Ask Experts Questions for FREE Help !
Ask
    leakiks's Avatar
    leakiks Posts: 1, Reputation: 1
    New Member
     
    #1

    Feb 20, 2007, 06:33 PM
    Going to court next week over old debt
    I opened a credit card account with Amoco in 1987. I kept it in good standing for years, but I cut it up and stop paying around 1995-96. They eventually charged if off, but then BP bought out Amoco in 1998 and they sent me collection for awhile but then they charged it off and did not hear anything until late last year. Starting getting many calls for a lawfirm handling junk debts that were bought by Midland Corp. Never answered phone, then last year in December got a summons, went to the courthouse and filed an answer, now they have sent me a Notice of Trial which is next Tuesday, the 27th. I am going there without a lawyer, don't have time now to get one or the money to. I want to ask what will happen when I go, I have done a lot of research about these junk debt buyers online and have taken many notes to take with me but I am 60 years old and unemployed and scared. I know they can't kill me, but my nerves are shot over these people. What else can I do? Thanks for listening, leakiks
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
     
    #2

    Feb 20, 2007, 06:55 PM
    Depending on the debts, it sounds like the statue of limitation is over, so they can't do anything but call and write you and ask for money.

    Tell them not to call you by phone any longer and only contact you in writing,

    If you know the statue of limitation is over, and again it sounds like it, laugh at them when they call, make duck sounds perhaps

    Ask them if they know Jesus and try to convert them to some religion ( that is my favorite)
    cfimei's Avatar
    cfimei Posts: 6, Reputation: 1
    New Member
     
    #3

    Mar 14, 2007, 06:49 PM
    Better yet, ask those debt collectors whether they'd like to join Westboro Baptist Church? I hear it's a great place for those with hopeless causes! You are fine under the umbrella of the SOL.

Not your question? Ask your question View similar questions

 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

Received court summons in my door and have 2 weeks to court date [ 9 Answers ]

I received a summons on my door for a $5,000 debt to american express. Lawyer office is about 1 1/2 from my home... I am willing to pay the debt, do I have to show up for court? I am going to be out of town and won't be around on the court date... can I call the attorney's office and settle the...

Question #2 Debt Validation: Should I wait out and old debt? [ 5 Answers ]

Hi, Concerning the Debt Validation / Verification process: If a debt is due to expire (over 7 years old) in a couple of months, is it better to validate /verify it; or wait it out and then get it removed - that is, will the act of verifying the debt renew the life of the debt if it is proved...

Superior Court and Supreme Court [ 4 Answers ]

Is a "Superior court" the same thing as the "Supreme Court"?

Court Summons for debt collection [ 2 Answers ]

Hello, Today, I have been served by a court clerk who came to my home and gave me a letter stating that I have 20 days to file a response in court in regards to a credit card debt collection. I really don't know the agency but I am suspecting that one of the credit cards I have must sold the...

Going to court again [ 3 Answers ]

My landlord raised my rent 200.00 I was paying 1200.00 a month I am sick with a chronic disease and my son lives with me , I have lived here for 4 year and every year before he has raised my rent 25.00. He has had me to court 4-5 times for late rent ( I always paid within the month it was due) he...


View more questions Search