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    brokemama's Avatar
    brokemama Posts: 3, Reputation: 1
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    #1

    Jun 17, 2012, 06:46 PM
    Bank account attachment law Missouri
    Can a creditor garnish your wages AND attach your bank account at the same time, in Missouri? Why say you can only take 10% of wages to only take the other 90% on the back side through the bank account?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Jun 17, 2012, 07:09 PM
    Sorry they may take all of your bank account, since they assume you should have paid that to them if you have money that is not spent.

    They only take a percent ( often they can take 25 percent) but they are limited to what they take from the weekly pay check.

    Money in the bank can come from various places.
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    brokemama Posts: 3, Reputation: 1
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    #3

    Jun 17, 2012, 07:26 PM
    I had less than $5 in my account on Thursday. On Friday morning at 12:01am my direct deposit hit my account. I usually don't have any money in this account, and with the exception of the $5, its 100% payroll deposit. Check is deposited every 2 weeks. Can I get any of this money released, since I can prove it was a payroll deposit, they already took their 10%, and they have left me pennyless until my next check?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #4

    Jun 17, 2012, 07:29 PM
    No once it goes into the bank, they can take it all, paychecks put in the bank are not protected.

    You will have to stop any direct deposit and get a paper check and cash it and pay bills with money orders and the such, if another check is auto deposited they will keep I also
    brokemama's Avatar
    brokemama Posts: 3, Reputation: 1
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    #5

    Jun 17, 2012, 07:32 PM
    Was hoping for a better answer, but thank you for your time!
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #6

    Jun 17, 2012, 07:43 PM
    Wish I could tell you what you wanted to hear.

    The minute they sued you in court and got a judgement, you needed to have closed your bank account and change the direct deposit.
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