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    shamoomoo's Avatar
    shamoomoo Posts: 6, Reputation: 1
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    #1

    Sep 27, 2011, 06:42 AM
    Payday loans - collections or small claims court, ontario
    Can a payday loan company go to small claims court before going to collections?
    tickle's Avatar
    tickle Posts: 23,796, Reputation: 2674
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    #2

    Sep 27, 2011, 06:47 AM
    If the payday loan is deliniquent (it is their money after all), then yes, they can go to small claims court in order to obtain a judgment to collect the loan.

    Tick
    shamoomoo's Avatar
    shamoomoo Posts: 6, Reputation: 1
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    #3

    Sep 28, 2011, 04:58 AM
    But do they have to send it to collections first? I am making payments on 2, one is down to $297, the other is at $395, but they're both threatening court, I have yet to hear from any collections, they call directly from there store. Thank you.
    tickle's Avatar
    tickle Posts: 23,796, Reputation: 2674
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    #4

    Sep 28, 2011, 05:22 AM
    No, they don't have to send it to collections first.

    Tick
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