So, your back to determining if you need 3 wire or 4 wire cable.
URD stands for Underground Residential Distribution, a generic term for direct buried cable, typically a cable for single phase residential services, 3 wire used by utility to feed a service meter, and 4 wire by the customer to go from a meter and disconnect to a home.
If you need 4 wire, as I suspect you need as I suspect you have a 120/208 volt 3 phase 4 wire service, you need for a 200 amp #4/0 cable called Wake Forest, see the link I posted earlier.
You really should have an electrician confirm what is needed before any cable is purchased.
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