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    linda_at_home's Avatar
    linda_at_home Posts: 1, Reputation: 1
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    #1

    Jun 28, 2011, 04:44 PM
    Collection agency - debt of 15 years
    How do I get agencies to stop calling for a debt incurred with an ex-husband from over 15 years ago.

    When a new one calls with the same request, I get a million calls, send them a registered letter telling them it's not my debt and to take me to court - then they just "sell" it to another company and I have to do it all over again.

    Can I sue the original debt holder for passing the file to agency to agency to agency?

    Linda
    cdad's Avatar
    cdad Posts: 12,700, Reputation: 1438
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    #2

    Jun 28, 2011, 07:06 PM

    Im curious. How is it you believe it isn't your debt? Do you have anything in a divorce decree stating it isn't?
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #3

    Jun 28, 2011, 07:13 PM

    Califdad asks a good question. If you incurred this debt as a marital debt, then you are still responsible for it.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #4

    Jun 28, 2011, 07:53 PM

    Agreed, if it was a valid debt during marriage, and there was no specific agreement in the divorce for this to be assumed by him.

    But they may keep selling the debt till it is paid.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
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    #5

    Jun 29, 2011, 02:58 AM
    Quote Originally Posted by Fr_Chuck View Post
    Agreed, if it was a valid debt during marriage, and there was no specific agreement in the divorce for this to be assumed by him.

    But they may keep selling the debt till it is paid.
    Even if the divorce agreement stipulated that the ex is responsible for the debt, that is not binding on the creditor.
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