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    Loryonnet Posts: 1, Reputation: 1
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    Nov 18, 2010, 06:27 PM
    How do I respond to a civil action summons for a credit card debt
    I just received a $6,900 civil action summons from a law firm in NJ. There is no date for court appearrance but I would like to respond to them request to settle with a payment plan and should I reply to the court and the law firm also?

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