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    pmuhr1's Avatar
    pmuhr1 Posts: 8, Reputation: 1
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    #1

    Mar 25, 2008, 07:17 AM
    Civil summons for credit card debt
    I received a civil summons and have 14 days to respond to the court and lawyers office. I read allot on this site, so I decided to call and see if I could settle. They agreed if I paid $1380 within 30 days on a $1960 debt.. is this fair?. also, now how do I answer the summons?. theres no block to check saying I've settled with the lawyers representing the credit card company, only admitting I owe the money, some of the money, or not at all?? Help!
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #2

    Mar 25, 2008, 07:29 AM
    Tell them to send you a letter outling the details of the settlement and acknowledging that they are withdrawing the suit pending completion of the settlement. Send a copy of that letter as your answer to the summons.

    The amount sounds fair.
    twinkiedooter's Avatar
    twinkiedooter Posts: 12,172, Reputation: 1054
    Uber Member
    		  
    #3

    Mar 26, 2008, 02:22 PM
    Definitely send something to the clerk of court as an answer before the time limit has tolled. If you don't formally answer the complaint, they can automatically get a judgment against you. Do this even if you have some kind of an agreement with them - just in case they want to ignore your agreement and go for a judgment instead. I've seen this happen where a person thought they had an agreement with the attorney and his staff went to the courthouse and got a judgment. What a hassel that was to sort out. Cover your behind with an answer.
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