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    Hml_12986's Avatar
    Hml_12986 Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Sep 28, 2010, 08:23 AM
    I have insurance but no license?
    I have SR-22 insurance because I found out my licence is suspended. I got in to a very small accident yesterday but no police were involved will I still get introuble if I'm just filing a claim?
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #2

    Sep 28, 2010, 11:15 AM

    Possibly, yes. I'm amazed that your insurance company didn't verify your drivers license before insuring your vehicle. I have no idea if, following this claim, they'll "run" your name and find out this info.

    What was the problem that got you this insurance status in the first place?
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
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    #3

    Sep 29, 2010, 05:47 AM
    Quote Originally Posted by Hml_12986 View Post
    will i still get introuble if im just filing a claim?
    Hello H:

    You won't get into trouble. Your insurance company just won't pay, that's all. YES, I think they'll find out.

    excon
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #4

    Sep 29, 2010, 06:32 AM

    I believe SR-22 policies are the result of either driving uninsured or unlicensed. It's a special policy so that the person can still get to work. I believe (?) he is saying he didn't know his license was suspended, he got caught driving, he had to get this type of insurance.

    Now it's happened again.

    You can't just walk in off the street and get this type of policy.
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