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    brandi22's Avatar
    brandi22 Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Sep 6, 2010, 11:20 AM
    I have no credit and I need a house
    Me and my husband need to move and we have no credit.. how do we get a house with no credit?
    Curlyben's Avatar
    Curlyben Posts: 18,514, Reputation: 1860
    BossMan
    		  
    #2

    Sep 6, 2010, 11:21 AM
    With a HUGE deposit.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #3

    Sep 6, 2010, 11:22 AM

    Don't buy, rent.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
    		  
    #4

    Sep 6, 2010, 02:03 PM

    You don't "need" you want a house. If you don't have credit , I will assume you also don't have a lot of money to put down ?

    So you keep renting, get your credit approved and then you save money and can get a home
    DownUnder's Avatar
    DownUnder Posts: 492, Reputation: 24
    Full Member
    		  
    #5

    Sep 6, 2010, 03:58 PM

    Why not just rent? Seems simple to me. You rent until you can afford to buy a house. Save some money for a down payment and built up your credit.
    Clough's Avatar
    Clough Posts: 26,677, Reputation: 1649
    Uber Member
    		  
    #6

    Sep 7, 2010, 01:36 AM
    Hi, brandi22!

    What do you mean by "no credit", please? For instance, maybe you've had a credit rating, but it's gone way down? Or, maybe you haven't had credit cards on which you've made timely payments or made purchases in other ways so as to develop a credit rating?

    Thanks!
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