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-   -   I have no credit and I need a house (https://www.askmehelpdesk.com/showthread.php?t=505213)

  • Sep 6, 2010, 11:20 AM
    brandi22
    I have no credit and I need a house
    Me and my husband need to move and we have no credit.. how do we get a house with no credit?
  • Sep 6, 2010, 11:21 AM
    Curlyben
    With a HUGE deposit.
  • Sep 6, 2010, 11:22 AM
    ScottGem

    Don't buy, rent.
  • Sep 6, 2010, 02:03 PM
    Fr_Chuck

    You don't "need" you want a house. If you don't have credit , I will assume you also don't have a lot of money to put down ?

    So you keep renting, get your credit approved and then you save money and can get a home
  • Sep 6, 2010, 03:58 PM
    DownUnder

    Why not just rent? Seems simple to me. You rent until you can afford to buy a house. Save some money for a down payment and built up your credit.
  • Sep 7, 2010, 01:36 AM
    Clough
    Hi, brandi22!

    What do you mean by "no credit", please? For instance, maybe you've had a credit rating, but it's gone way down? Or, maybe you haven't had credit cards on which you've made timely payments or made purchases in other ways so as to develop a credit rating?

    Thanks!

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