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    potter22's Avatar
    potter22 Posts: 2, Reputation: 1
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    #1

    Dec 30, 2006, 09:07 PM
    Collection for Bounced Check
    I can understand a collection agency attempting to collect on a bounced check but they went after me and not my wife who wrote it. She is the primary and I was just added to her account when this occurred. My credit report indicates the collection action for a "check return". Isn't this inaugurate since I didn't write the check? What if anything can be done?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Dec 30, 2006, 09:12 PM
    Yes it is bad, but often legal, depending on your states laws.

    Since it is a joint account, think of a loan with a co-signer. The account owes them the money so everyone on the account can be looked at for collection.

    ** this is not true everywhere so I have no idea about your specific area.
    We don't even know where you live, Canada, US ( what state) mexico, there are a lot of people from India on here also

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