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helpthewife · May 26, 2009, 03:46 AM

Don't know why they are doing this? I have had my wages garnished for the last year and now they are put a levy on my bank account. It doesn't make sense since I am paying it off as I agreed. Can they touch my spouses accounts? They are in the same bank but in their name only, not mine.

helpthewife · May 26, 2009, 03:51 AM

How can a plaintiff but a levy on my bank account when I already have my wages garnished for the last year. It is the same docket # and I have paid every week to this plaintiff.

Fr_Chuck · May 26, 2009, 04:00 AM

If it is a garnishment unless there was a payment plan ordered in court, a garnishment is merely just one of the things they can do.

Unless you have some sort of payment plan worked out in court with a written agreement they may do many things to get more and all of their money. Perhaps they did not know where your bank account was before and just found it.

But they can attach your bank account or attach any account where you put your money, They can not touch your husbands money. But if you put your money into his account to try and hide it, and they find this, yes they can freeze that account and make him prove which money in there is his.

All subject to your specific state laws

helpthewife · May 26, 2009, 04:22 AM

What is a garnishing vs court ordered payments? We set it up with the plaintiff so I am guessing that it is not court ordered.

ScottGem · May 26, 2009, 04:39 AM

A garnishment is a court order instructing your employer to deduct a percentage of your pay and play it to the plaintiff.

A court ordered payment plan would be a plan negotiated, with the help of the court, where you make the payments yourself. Generally, with such a plan, you and the plaintiff sign an agreement whereby you make the payments and then don't take further action. So you would have to have some sort of signed agreement. If they violate that agreement you can take them to court over it.