Ask Experts Questions for FREE Help !
Ask
    Nicholas82555's Avatar
    Nicholas82555 Posts: 1, Reputation: 1
    New Member
     
    #1

    Apr 22, 2009, 11:08 PM
    No Police Report
    I found out my fiancé was in rear ended an auto accident about 9 months ago. Neither party called the police but exchanged info. Neither did she report it to her insurance company.
    The driver made and signed a written statement that she was at fault. The only damage was to the other party's vehicle. My fiancé went to the ER a day later due to pain throughout her body which has continued to the present. To make a long story short the insurance company offered her a $5200.00 settlement of which $4900.00 she is suppose to pay for the medical treatments she received.

    Since there was no police report but a signed statement by the driver as to being at fault. If she has to be taken to court, is the statement as valid as a police report due to her admitting being at fault?

    Why would she have to pay the medical bills when she wasn't at fault and the other driver is fully insured?
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
    Uber Member
     
    #2

    Apr 23, 2009, 05:54 AM

    What State? In some States the company won't pay anything unless the claim is filed within a certain number of days. I see she got medical treatment but can't determine if the accident was reported.

    A Police Report (unless the Officer actually witnessed the accident) is pretty much hearsay, very often discredited. That's what investigators do (by the way). A written, signed statement admitting fault is admissible and pretty much ends the argument about fault.

    It is entirely possible that the insurance company will not pay for pain and suffering and medical bills unless she has an Attorney. The company is going to continue to come in with low figures.

    I see a lot of accidents where pain and suffering are not paid because there either is no medical documentation that there WAS pain/suffering, no time was missed from work, many factors.
    AK lawyer's Avatar
    AK lawyer Posts: 12,592, Reputation: 977
    Expert
     
    #3

    Apr 23, 2009, 11:53 AM
    Quote Originally Posted by Nicholas82555 View Post
    ... the insurance company offered her a $5200.00 settlement of which $4900.00 she is suppose to pay for the medical treatments she received.
    ...
    Why would she have to pay the medical bills when she wasn't at fault and the other driver is fully insured?
    $5,200 less $4,900 leaves $300, if my math is correct. If she were to accept this offer she would have her medical bills paid and an extra $300. You say that her vehicle wasn't damaged so, assuming there is no lingering medical issues, the $300 goes to pain and suffering and she is made whole. What do you mean "she [would] have to pay the medical bills"?

Not your question? Ask your question View similar questions

 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

Car accident no police report [ 7 Answers ]

I was involved in an accident on 12nov. Yes,I was my fault.although,no police report was taken,we did submit info.I was later contacted by the person whom I hit insurance compny stating,the had done an apprasial and it would total over 1300! I do not have 1300.. I have stated that I would like to...

Car accident w/o police report. [ 10 Answers ]

Hi everyone, I'm seeking legal advice about a car accident I was involved in. I stopped in the parking lot (there weren't a lot of cars there). The car in front of me was pulling out and backed into me. The damage is not big, but there are some big scratches on my bumper and the front light. The...

Car Accident No Police Report [ 13 Answers ]

Here is my story... back in 01/2006 I was in the middle of a 5 car pile up... anyhow... we didn't call the police to make the report... the guy took my drivers license info and my insurance... which was expired... we'll I let it go... about 1 year later I get a request from the company requesting...

Can I get police report [ 7 Answers ]

Hello, I was arrested a while back for lighting a firecracker and for having guns because I had a felony 32 years ago. I was appointed a public defender by the court. I asked my public defender if I could have a copy of my police report. She said "sometimes we give clients a copy of there police...

Does my lawyer have police report? [ 6 Answers ]

I asked my lawyer for a copy of police report about my statement at time of arrest I live in commonwealth virginia he told me common wealth district attorney won't release a police report don't I have the right to it? It is evidenceisnt it?isn't I entitled to evidence?


View more questions Search