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    scooby280us's Avatar
    scooby280us Posts: 2, Reputation: 1
    New Member
    		  
    #1

    Jan 21, 2009, 07:41 PM
    My name on mortgage
    I have been married for close to 2 years. 2 years in April. I moved into my husbands house. We want to know how to put my name on the mortgage. Would we have to remortgage? My credit is horriible from the past, I have repo on my credit score and my husbands credit is good. Any advice?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Jan 21, 2009, 08:19 PM

    And why exactly would you want your name on the mortgage??
    scooby280us's Avatar
    scooby280us Posts: 2, Reputation: 1
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    #3

    Jan 22, 2009, 04:27 AM
    Because we pay all the bills together and I feel I should be on the mortgage since I am helping pay the house.
    sandkicker's Avatar
    sandkicker Posts: 43, Reputation: 3
    Junior Member
    		  
    #4

    Jan 26, 2009, 04:33 PM

    The lender won't let you do that. You would have to refi. Even if you were able to do that, doing that won't help your credit.
    Pay all your bills that are in your name on time. The bad news on your credit report isthere for 7 years. Every month that you pay all your bills on time (theone in your name or joint bills) your credit will improve somewhat.
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