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-   -   My name on mortgage (https://www.askmehelpdesk.com/showthread.php?t=306902)

  • Jan 21, 2009, 07:41 PM
    scooby280us
    My name on mortgage
    I have been married for close to 2 years. 2 years in April. I moved into my husbands house. We want to know how to put my name on the mortgage. Would we have to remortgage? My credit is horriible from the past, I have repo on my credit score and my husbands credit is good. Any advice?
  • Jan 21, 2009, 08:19 PM
    Fr_Chuck

    And why exactly would you want your name on the mortgage??
  • Jan 22, 2009, 04:27 AM
    scooby280us
    Because we pay all the bills together and I feel I should be on the mortgage since I am helping pay the house.
  • Jan 26, 2009, 04:33 PM
    sandkicker

    The lender won't let you do that. You would have to refi. Even if you were able to do that, doing that won't help your credit.
    Pay all your bills that are in your name on time. The bad news on your credit report isthere for 7 years. Every month that you pay all your bills on time (theone in your name or joint bills) your credit will improve somewhat.

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