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    suriaskmewhy's Avatar
    suriaskmewhy Posts: 1, Reputation: 1
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    #1

    Jan 10, 2009, 09:43 AM
    Credit Card PIN
    Why don't credit cards have pins just like the debit cards for purchase/transactions? In this way if the card is lost or if the card is swiped at hotels/shops, it will be safer.
    Eelarch's Avatar
    Eelarch Posts: 116, Reputation: 3
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    #2

    Jan 10, 2009, 09:47 AM

    I thought they did?
    this8384's Avatar
    this8384 Posts: 4,564, Reputation: 485
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    #3

    Jan 10, 2009, 09:48 AM

    The PIN is required on a debit card because you can get cash back with it. Credit card charges are reversible if the card is lost or stolen; cash isn't.
    Eelarch's Avatar
    Eelarch Posts: 116, Reputation: 3
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    #4

    Jan 10, 2009, 10:00 AM
    Quote Originally Posted by this8384 View Post
    The PIN is required on a debit card because you can get cash back with it. Credit card charges are reversible if the card is lost or stolen; cash isn't.
    Yeah good point try not to carry around your card unless you plan on buying something expensive (£100+)

    That wwill make you feel safer and you know that because you only have cash on you, they can't steal anything else
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